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Finkel

Personal & family expense tracker

A simple expense tracker for you and your family. Record income and spending, organize categories, and understand where your money goes — all in one place.

App Store Google Play

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About this app

FinKel — Expense Tracker. As easy as a note, as solid as a real ledger.

Log income and expenses in seconds. Set budgets, track debts, remember bills, and chase savings goals — all offline, with your data staying on your phone. Not a wallet, not a loan app. Just clean, honest money notes that are pleasant to use every day.

FREE — start tracking today

Income & expense ledger
Categories you can customize
Multiple wallets: Cash, Bank, E-Wallet
Monthly summary: in, out, balance
Cash-flow chart & top spending list

STARTER — your complete personal finances (no ads)

Full debts & receivables with reminders
Monthly budgets + alerts at 80% and 100%
Savings goals
Bill & subscription reminders (3 & 1 days before)
Automatic receipt scanning (on-device OCR, nothing sent to a server)
Weekly financial health score
CSV export & import

PRO — family & accounting

Cloud sync across up to 5 devices
Shared family ledger (up to 5 members)
Bill splitting & automatic charges between members
Member roles: admin, editor, view-only
Double-entry journal (guided & expert modes)
Balance Sheet and Profit & Loss
Formatted PDF export
Scheduled transfers & home-screen widget

WHY FINKEL

Offline-first. Your financial data lives on your device. Cloud sync turns on only if you want it (Pro).
Fast. Record a transaction with zero friction.
Clear. Tidy numbers, correct currency format, consistent money colors — green for in, red for out.
Bilingual. Indonesian first, with full English.

Start free. Move up to Starter when you need budgets & debts. Move up to Pro when you want one ledger for the whole family.

Privacy: FinKel does not sell your data. Without a subscription, all your financial data stays only on your device.